Prefer cash/conventional so I don't have to worry about another deal falling through again. How often does a townhouse on the bay overlooking the downtown skyline come available? Rarely. How often does a 3-bedroom/2.5 bath end-unit, fully upgraded and move-in ready on the bay become available? NEVER. Huge kitchen (including sliders into a screened-in balcony) with all Frigidaire appliances. Master features tray ceiling, fully upgraded bathroom/doorless walk-in shower, decorative Bayona tile and sliders to yet another private balcony on the bay overlooking the downtown skyline). Folding shutters on every window in the house. NO CARPET. FIVE-INCH wide hardwood flooring in all living areas and bedrooms. Garage is 43 FEET DEEP! Solar shield in attic to help with energy efficiency and fire suppression system throughout house as well. Just 3 miles from downtown Ybor and 5 from downtown Tampa. VERY LOW TAXES. The $286 monthly HOA INCLUDES water, cable, lawn care, trash and exterior (including paint and roof). Great as a rental as well as you can get $2,000 a month.