MODERN LIVING + DETACHED APARTMENT + NO FLOOD INSURANCE REQUIRED — Welcome to 4015 10th Avenue N — a 2021-built home located HIGH AND DRY in Flood Zone X, just minutes from Downtown St. Pete, Grand Central District, and Treasure Island Beach. This property blends modern style with VERSATILE LIVING OPTIONS, including a DETACHED INCOME-PRODUCING APARTMENT above the garage. — The main house offers 4 bedrooms, 2.5 bathrooms, and an open-concept layout designed for easy everyday living and effortless entertaining. The kitchen features a statement island, quartz countertops, stainless steel appliances, a vented range hood, and a custom walk-in pantry — ideal for home chefs and hosts alike. — Upstairs, the spacious primary suite includes a spa-inspired bathroom with a walk-in shower and custom closets for comfort and convenience. — The detached apartment offers a private entrance, full bath, dedicated parking pad, and washer/dryer hookups — great for GUESTS, MULTIGENERATIONAL LIVING, or RENTAL INCOME. — Additional highlights include luxury vinyl flooring, upgraded tile throughout, IMPACT-RATED WINDOWS AND DOORS, Nest thermostat, Ring doorbell, and other smart home features for peace of mind and modern comfort. — Enjoy a fully fenced backyard with new pavers connecting the home and apartment — an inviting outdoor space with room to envision a FUTURE POOL. A detached two-car garage with rear alley access and NO HOA or CDD FEES completes this rare opportunity. — FLEXIBLE LIVING. MODERN UPGRADES. INCOME POTENTIAL. NO FLOOD INSURANCE REQUIRED. Schedule your private showing today.