This fully furnished 3-bedroom, 4-bath waterfront home is an ideal choice for families or as a VRBO property. Currently an active income-producing asset, it boasts numerous updates and modern features. The newly remodeled, open and airy kitchen is a standout, with quartz countertops, abundant upgraded cabinetry, stainless steel appliances, and a gas range with a sleek range hood. A large island with a bar top and a stylish shiplap wall enhance the space. The dining area features built-in shelves for added convenience. The cozy family room is bathed in natural light, featuring a wood ceiling, stone walls, and multiple glass sliders that open to the courtyard, pool, and Lanai. It also offers stunning water views. The primary suite includes a barn-style sliding door, plantation shutters, and French doors leading to the sunroom. The en-suite bathroom features a stand-alone clawfoot tub, dual sinks, and a spacious walk-in closet. The second bedroom overlooks the water and includes a full bathroom and a walk-in closet. The third bedroom functions as an in-law suite or small apartment, complete with a separate French door entrance, a kitchenette (including a refrigerator, sink, microwave), and a full bathroom. This apartment is perfect for a rental by itself. The sunroom also offers water views and includes a new mini-split AC unit, and a bathroom with a frameless shower. Glass sliders provide access to the pool and lead to the boathouse and dock. Enjoy cocktails by the refreshing pool, which features a swim-up table and overlooks the water. The stand-alone hot tub and spacious Lanai offers ample space for grilling and outdoor entertaining. The fenced backyard, with tropical landscaping, includes a large, insulated storage shed. Bring your boat— the boathouse features a center console lift with a 7,500 lb capacity, and there's also a dock for fishing. Additional upgrades include a metal roof (5 years old) with hurricane straps, a new Trane heat pump air conditioner, wide plank luxury vinyl flooring, easy-close built-in hurricane shutters, new energy-efficient windows, an on-demand gas heater, and a 110-gallon above-ground propane tank, New Rheem water heater, new epoxy surface carport and pool, new pool pump, New hot tub, new appliances and cabinets, new 2nd bath with tile, 3rd br (apt) bath with full tile shower. The seawall, recently rebuilt, is in excellent condition. The pool is handicap accessible. Located on a wide Ruskin inlet with direct access to Tampa Bay without any bridges, this property generates approximately $68,000 annually. This house is set up to have an owner occupant and rent out the 1 bedroom, 1 bath apartment.